The used car most likely to have both a write-off and finance warning against it is a Vauxhall Corsa.

The SXI AC had 6.25% chance of prompting both warnings, despite a reasonably high average value of £7,348.

Roger Powell, head of My Car Check that produced the data, said: “Almost half of all used vehicles (46%) have a warning against them, but many have more than one.

“Over the last year, Vauxhall’s Corsa SXI AC was most likely to have the two most common serious warnings, both write-off and finance.

“Used buyers should note that Corsa models took three of the top five unwanted positions, with BMW X5 D Sport Auto and 520d M Sport also prone to double trouble.

“Even leaving the safety aspect aside, previous write-offs should cost a lot less than a like-for-like non-accident-damaged vehicle. If you buy a car with outstanding finance debt it could be repossessed by the legal owner, the loan provider, leaving you massively out of pocket.”

CDL Vehicle Information Services, which owns My Car Check, performs over a million look-ups a day for companies including AutoExpress, CompareTheMarket, Go-Compare, Moneysupermarket, Swiftcover, Tesco and WhatCar?.